BIDV Insurance Corporation

Your Benefit
Section 1: Personal Accident Insurance
Pay 100% of Sum Insured up to USD50,000 within 12 months after the accident in case of death or total permanent disablement
Section 2: Medical Expense
You are covered against actual, reasonable expenses including but not limited to hospitalization, surgical, medical ambulance, nursing fee, testing, diagnosis, medicine fees or charges up to the Sum Insured
Treatment of pregnancy complications effect for the insured up to week 42 of pregnancy
Outpatient treatment includes medical, prescription medications, X-ray, diagnostic tests
Section 3: Medical and Travel asistance
Medical Assistance
Emergency Medical Evacuation
Emergency Medical Repatriation
Guarantee of Medical Expenses incurred during Hospitalization
Compasionate Visit
Return of Minor Children
Repatriation of Mortal Remains
Travel Assistance
Information regarding pre-journey, embassy, translation, legal office, medical service provider   
Lost Luggage and Personal Effect Assistance              
Delay of luggage arrival                    
Lost passport assistance                   
Voyage Delay                      
Voyage Cut-out, cancellation                  
Personal Liability to Third Party      

Main Exclusions
Pre-existing illness or injury, congenital disease defects, HIV infection, AIDS and other diseases related to AIDS
Chronic diseases or special defects such as hemorrhoids, hernia, tonsils ...
Suicide, attempt to suicide or intentionally cause bodily injury, neurological diseases, mental disorders, miscarriage, abortion, birth control, sexually transmitted diseases...
Injury caused by engaging in or practising any kind of sport as professional and dangerous sports such as parachuting, hang gliding, racing, potholing
Climb to altitudes over 5,000 meters above sea level, or use oxygen tanks over 20 meters below sea level.

The Insured's Elibility
All citizens of the Socialist Republic of Vietnam, from 06 weeks of age up to age 80     
Citizens of any other country who are residing legally in Vietnam.          
Children under 10 must be accompanied by an adult and are covered in the same insurance policy.  

Important Notice to the Insured
You must employ the services of a registered medical practitioner and undergo any treatment such practitioner shall deem necessary
You and anyone acting on your behalf must not make any fraudulent, false or exaggerated claims, otherwise we shall be under no obligation to make any payment under this progrgam
You should read the policy wordings carefully to fully understand your benefits and obligations